Today’s investors expect more from their retirement portfolios. They want more control, better personalization, and smarter strategies that fit their goals. Many are looking to their financial advisors, not only their plan sponsors, for guidance. In Schwab’s national 401(k) Participant Study, nearly three quarters of workers said they…
“You don’t look like your goals; you look like your habits.” I don’t know who said that first, but it stopped me cold when I heard it the first time. I think about it every year around this time when I see people trotting out their new year’s…
Trust and wealth executives are navigating a landscape where growth is accelerating, and so are the challenges. Global assets under management reached $135 trillion in 2024 and $147 trillion by June 2025. With wealth management now driving more than 80% of net flows, executives need to focus on…
As the year draws to a close, many clients enter the traditional “giving season” with an eye on both their financial plans and their charitable goals. Year-end is a prime time for financial advisors to help clients review their philanthropic priorities and maximize available tax benefits before December…
As a financial advisor, you naturally think about the future. Your job, at its core, is to help people plan, prepare, respond, and adjust. Adding another layer to that, you probably think about the future of your business, your finances, and your life beyond business (no matter how…
Public market volatility and ongoing economic uncertainty make it challenging for advisors to build resilient, diversified portfolios. That’s why more financial professionals are turning to private markets to find new avenues to capture the drivers of long-term growth.
Many of you know I had the great fortune to grow up in San Diego during the ’70s and ’80s. For some people, those years were all about mega-malls, Walkmans, and neon leg warmers. But for me, it was always about the ocean. The endless horizon and the…
Legacy Clients and Rising Expectations: Bank Trust and the Next Generation For CEOs, CFOs, and leaders of trust departments, the landscape is changing rapidly. The Great Wealth Transfer is no longer a distant forecast. Cerulli Associates now projects that $124 trillion will move to heirs and charities through…
Public Markets: A Shrinking Opportunity Set For decades, public markets were the primary avenue for building wealth. They’re familiar, liquid, and transparent. Many advisory practices were built around guiding clients along that path. But that path is narrowing, and it’s happening fast.
Empower Clients to Save More and Give More Most charitable giving and tax planning get squeezed into the busy final months of the year. But waiting until December means missing out on smarter financial moves that could be made much earlier, during the summer, or throughout the year.
As more clients are expected to turn to bank trust departments and trust companies for deeper financial guidance, expectations are rising. Basic administration no longer meets their needs. They seek broader diversification, smarter tax strategies, and long-term support to manage family wealth. Clients want portfolios tailored to their…
So, how did the markets really do in the second quarter? And what should you keep an eye on next? Let’s take a closer look beyond the numbers at what drove the markets this quarter.
The first half of 2025 is in the books. While it may not have played out exactly as we envisioned, equity markets are roughly where we expected them to be. The S&P 500 has returned about 6.2% so far this year.1
In today’s evolving financial landscape, advisors need to do more than react to changes to stay ahead—you need to seize opportunities to enhance client outcomes. Tax optimization isn’t just a strategy; it’s a way to position yourself as the advisor clients rely on to protect and grow their…
As trust executives navigate an evolving financial landscape, the need for a unified approach to trust and wealth management has never been greater. Clients expect seamless, personalized services that integrate trust administration with wealth advisory. However, fragmented systems and outdated technology often stand in the way of delivering…
